Welcome to your Upper West Side duplex at the pet-friendly Turin House HDFC: two true bedrooms, 1.5 baths, and a layout that actually works.

Step into a windowed kitchen that's semi-open to the living room-connected enough for conversation, separated enough to hide the dishes. East and South exposure keeps this entire home bright all day, from morning coffee to sunset. A handy half bath rounds out the main level, plus a Harry-Potter-approved closet tucked under the stairs; a cupboard with enough space. Upstairs: two generous bedrooms, a full bath, and more closets that do the organizing for you. New windows keep things quiet and efficient.

Corner of Columbus & West 90th says it all: Duane Reade and a dry cleaner downstairs, Central Park one block away, Riverside four blocks west. Columbus Square, Whole Foods, Trader Joe's, HomeGoods, and TJ Maxx are nearby, with the 1/2/3 and B/C plus the M7/M10/M11 at your doorstep.

Turin House is mid multi-million-dollar refresh-hallways, facade, windows, courtyard, lobby, and a community room currently being renovated-so the value keeps climbing. Live-easy perks: 24-hour attended lobby/security desk, parking garage and bike room (waitlist), private courtyard and garden, 24/7 laundry, and two brand-new elevators.

Monthly maintenance is $1038 and covers taxes, electricity, gas, water, and heat. HDFC (165% AMI) income caps: 2 people $213,840 3 people $240,570 4 people $267,300. Max household assets $348,275 (retirement funds are exempt). Fine print with a wink: sorry, no cash purchases allowed.
Subletting permitted with restrictions; gifting up to 50% of the down payment is allowed.