Enjoy Lake Carmel views right from your living room in this updated 2-bedroom, 2-bath cottage in Carmel, NY. The main level features an open-concept layout with a cathedral ceiling, hardwood floors, and a renovated kitchen complete with granite countertops, island seating, and stainless-steel appliances, including a wine refrigerator. The layout includes a first-floor bedroom and full bath, while the walkout at the lower level provides additional living space, ideal for a primary bedroom, guest area, or home office with its own full bath. Outdoor living is just as inviting with a rear deck overlooking the lake and a front stone patio for relaxing or entertaining. A spiral staircase leads to a loft area for added storage. Recent updates include a roof (2016), water softener (2018), water heater and well pump (2025), and an above-ground oil tank. Located in the Carmel School District and close to shopping, schools, and commuter routes, this home also includes Lake Carmel resident access with swimming, boating, and fishing. A strong opportunity for buyers seeking charm, functionality, and lifestyle.