Located in the heart of Mariners Harbor, 3102 Richmond Terrace is a versatile, legal two-family townhome located within the Harborside HOA. Built in 2004, this home perfectly blends comfort with investment potential. The main duplex unit features a bright living and dining area with hardwood floors, a large kitchen with deck & backyard access, three bedrooms on the top floor including a large master bedroom, lots of closets, and easy access to basement storage. The first floor level offers a recently renovated studio apartment ideal for rental income with full bath and new kitchen cabinets. This homes comes with the rare convenience of two reserved parking spaces; this property offers a seamless lifestyle close to local shopping, dining, and major transit hubs with easy access to the Staten Island Ferry and the Goethals and Bayonne Bridges. It’s an ideal find for commuters seeking a turn-key home in a well-connected neighborhood.