Welcome to 8 Cottage St Ext in Monticello, a fully renovated, income-producing multi-unit property nestled on a quiet cul-de-sac, just minutes from public transportation and shopping. Situated on a generous lot with potential for subdivision, the main house offers two thoughtfully updated units: a spacious 4-bedroom apartment on the first floor and a bright 2-bedroom unit upstairs, both featuring brand-new kitchens, renovated bathrooms, fresh flooring, and quality finishes throughout. A separate cottage features a 1-bedroom unit with existing rental income, adding immediate cash flow. Tenants pay their own electric and heating, keeping ownership costs low. With low taxes, ample land, and a location that combines convenience with privacy, this property presents an exceptional opportunity for investors or owner-occupants seeking a turn-key, income-generating multi-unit home.